Having spent two years living in England including Liverpool, he is an avid Beatles fan and memorabilia collector.But some of these companies don’t deliver what they promise – if you sign up, they take your money and do nothing to help you.Īccording to an FTC lawsuit, Arete Financial Group and related companies did just that. He also teamed up with reporter Joe Nelson in 2019 on Bad Apples, an award winning investigation that exposed years of sex abuse cover up in the Redlands Unified School District. Scott was part of the OC Register’s investigative team that in 2017 produced the year-long, award winning Rehab Riviera series, examining problems in Southern California’s drug rehabilitation industry. He has also accompanied police on undercover drug buys and also provided an award winning, eyewitness account of the execution of a North Carolina death row inmate. Scott has also worked at newspapers in Utah, Colorado, North Carolina and Virginia covering everything from methamphetamine trafficking cops to hurricanes. A native of Fort Lauderdale, Fla., he was previously a breaking news and multimedia reporter for the Ogden, Utah, Standard-Examiner. Scott Schwebke is an investigative reporter for the Orange County Register and the Southern California News Group. “To avoid scams like these, consumers should never pay an advance fee to a company promising to deliver debt relief.” “Arete Financial Group charged illegal upfront fees and made false promises to consumers struggling with student loan debt,” Andrew Smith, director of the FTC’s Bureau of Consumer Protection, said in a statement. The $835,000 settlement and additional assets will be used to compensate consumers allegedly victimized by the scheme. The order bans the defendants from providing student loan debt relief services, prohibits them from violating the Telemarketing Sales Rule, and includes a monetary judgment of $43.3 million, which is partially suspended due to their inability to pay, the FTC said. That temporarily relieved consumers of monthly payments, but allowed interest to accrue that was added to the principal balance of the loans, according to the complaint. Instead of delivering on promised benefits, the defendants often merely contacted the consumer’s lender to place student loans into temporary forbearance or deferment status without the consumer’s authorization or knowledge, the lawsuit says. The defendants allegedly charged illegal upfront fees ranging from $500 to $1,800. “Defendants promise consumers that, in exchange for the payment of an upfront fee and subsequent monthly fees, defendants will reduce consumers’ monthly student loan payments or eliminate all, or a substantial portion of, their federal student loan debt by enrolling consumers in student loan forgiveness, consolidation, or repayment programs.”Īrete Financial used radio, television and internet advertisements as well as unsolicited telemarketing calls to prey on consumers around the country with student loan debt, the suit alleged. “Defendants have operated an unlawful debt relief scheme that preys on consumers with student loan debt,” the complaint states. Six months later, the company received a federal Paycheck Protection Program loan of up to $1 million to weather the economic impact of the COVID-19 pandemic, according to the U.S. In November 2019, a federal judge froze Arete Financial’s assets. The five defendants named in the FTC lawsuit allegedly pocketed at least $43 million since 2014 as a result of the student loan scheme. However, he has denied the FTC allegations in court documents. Howe, Shunmin Hsu, Ruddy Palacios and Oliver Pomazi, as well as several related companies.Ĭarey Howe, president of Arete Financial, could not be reached for comment Tuesday regarding the settlement. The settlement, finalized earlier this month, resolves a 2019 lawsuit filed by the Federal Trade Commission against Arete Financial Group, Carey G. A Santa Ana company will pay at least $835,000 to settle allegations from the federal government it operated a student debt loan scheme that charged illegal upfront fees and made false promises to customers.
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The kitchen is simple but has everything you need to prepare a delicious meal. On the first floor are the living room with open kitchen. Downstairs you will find 4 large bedrooms and each bedroom has its own bathroom with toilet en-suite. Up to 4 cars can be parked on the site behind the electric fence. Just 8 minutes walk from the beach of Jan Thiel Beach is this modern, tightly furnished 8 person villa with spacious, completely walled garden. If Al and Peggy Bundy were signed up for a day trip, it would be this one.This spacious villa lives up to its name: on the terrace of the swimming pool you will always enjoy a Caribbean breeze with a great sea view. If you were trying to write a sitcom episode about a bad tourist outing, this "adventure" will be all the inspiration you need. I hope that at least a few people will read this review and save themselves from a wasted and uncomfortable day. I have been giving my best friend a ton of crap all day for booking us into this tour, still love him, but. We just got back onto the van to go home, and I would strongly recommend - if you are considering this trip - to instead just rent yourself a car and drive to Luquilla Beach and El Yunque for the day. Calm, very warm water, shallow, and for the most part, nothing but soft, soft sand on the floor. Some of the restaurants looked nice and modern and many of the other shops/restos were more like dumpy holes in the wall.īut the actual sandy beach here is fantastic. This is a publicly accessible beach, lots of parking, very much a locals spot, and along the beach's roadside is a long string of shops and restaurants. Then we got back into the boiling hot van for the next stop which was Luquilla Beach. Everyone else, this is not for you and the surroundings are hardly exceptional nor worth taking any risks you wouldn't usually enjoy. If jumping off rocks into water isn't something that you absolutely love to do and can't get enough of, ok sure. Climbing up from the bottom is slippery and then sliding down you have to be carefully upright and do not lay back or else you will fly around and hurt yourself and somebody did that while we were there. Next stop was the "natural waterslide" - basically along a river behind somebody's house, it's a long flat stretch of rock that you can slide down but you need to be very careful. By "dining" they mean, take you to places where you buy food. The next stop was a roadside eatery - keep in mind NO FOOD/DRINK included. The "rope" that you can swing from and jump into the river from, yes it's there and it's a rope, but whatever you are imagining, your expectations are way too high. From the tour descriptions they make it sound like you are visiting some natural wonder and then you get there and it is incredibly lame. The first stop where you jump off a cliff into the water is actually a concrete landing that someone built along the river and it has absolutely no charm and zero worth in terms of, "will I get a thrill out of this.". They take you NEAR the rainforest to a handful of low rent, embarrassing roadside attractions. I am sweating nonstop and this drive is miserable.Īnd so are most of the stops! CAUTION: THIS IS NOT THE RAINFOREST. I am writing this review from the back row of the rickety tour van which does not have any air conditioning. You may want to put paper towel in the washroom corner and if you do change it whenever it is used. You can place the sticks or wood in the oven on low heat for 20-30 minutes to kill any parasites on them before putting them in your gecko's tank. You should also strip the sticks of their bark to get rid of any bacteria or parasites.Marine Biologist & Reptile Specialist Expert Interview. Make sure you secure the decor in your tank so nothing will fall off and injure your gecko.You should also smooth any sharp corners or sides on the rock so your gecko does not injure himself. Always clean any rocks or sticks to remove dirt and bacteria before putting them in the tank. You can also add rocks or small sticks and logs in the tank to give your gecko spots to perch or climb on.Live plants may look more appealing but they require more upkeep and can increase the humidity levels of the tank. However, if you use live plants, make sure they are non-toxic and safe for leopard geckos. You can use these to keep your gecko from getting bored. You can use live or artificial plants in the tank to give your gecko extra security and spots to hide himself. Insects can get underneath this as well.Īdd plants and/or rocks or logs. The claws and teeth of your gecko may get caught, though. It looks nice in the tank and does not pose a health risk to your gecko. Some owners and vets recommend using reptile carpet, which is specially designed for reptile tanks.This will make cleaning the tank very quick, as you often need to only replace the paper substrate. A paper-based substrate is easy to maintain and easy to replace. You can also use newspaper, butcher paper, or shelf lining as substrate in the tank.Can get tiles and flat stones from your local pet store. The tile must be textured so the Leo has no trouble walking on it. A thin layer of sand or Eco Earth should be under and between the tiles. Tiles and flat stones are cheap, conduct heat well, are nice to look at, easy to clean, and do not pose a health risk to your gecko.The natural habitat of these geckos has stone and hard packed dirt. Substrate is the bedding or flooring in your gecko's tank that he walks on. Use dry Eco earth or textured tile as a substrate in the tank. In the nighttime, the temperature should be around 80 ☏ (27 ☌) on both sides of the tank.In the daytime, the cool side should have an ambient temperature of 80 ☏ (27 ☌) and the warm side should be about 90 ☏ (32 ☌).A light is only needed if there's no window or other light sources in the room. It can take the place if a d3 supplement. However, UV can be beneficial as leis cannot overdose on d3 they get from it. A UVB light because these geckos are crepuscular (active during dawn and dusk). Leopard geckos are not basking lizards and get their heat from their belly to help them to digest food. A lamp should only be used if the heat mat doesn't have enough heat alone. It should be a third of the area of the bottom.
What do you think of the EV Chrysler Airflow concept? Let us know in the comments section below.Ĭopyright (c) Autocar UK. This technology is likely to be rolled out to Chrysler's European sibling brands – Peugeot, Citroen, Vauxhall, Fiat and Alfa Romeo – as they each usher in bespoke EVs using new shared modular architecture. It is defined, Chrysler said, by its "leading-edge drive-system technology, fully connected customer experiences and advanced mobility features" – features first alluded to in 2020. The Airflow Concept features a dynamic design proportion, with a low ride height and streamlined, two-tone roof line that achieves an elegant yet athletic profile while increasing EV range. The first fully electric Chrysler model will arrive by 2025, and while the brand has not confirmed whether or not it will be based on the Airflow, the concept does hint at the design cues and technological advances Chrysler plans to implement on its first EVs. Chrysler eyes going all-electric by 2028Ĭhrysler, which has become part of the 14-brand Stellantis portfolio since first announcing the Airflow, showed the physical concept as it announced plans to go all-electric by 2028. Power is served up by a 204hp motor on each axle, but Chrysler said the platform can accommodate larger motors, “offering the potential for future high-performance applications.” Battery capacity is unconfirmed, but the Airflow is claimed to be capable of between 560-640km per charge. Chrysler Airflow concept: powertrain details The concept is also capable of level-three autonomous driving capabilities, using STLA AutoDrive technology, however, it is unclear how soon this functionality could reach production. Each seat is also equipped with a camera to enable occupants to participate in video conferences. Stellantis's STLA Brain and STLA SmartCockpit technology has been deployed in the Airflow to offer each passenger “a personalised experience that seamlessly connects them with their digital lives as well as the other passengers.”Ī series of screens in the front and rear can be configured individually to suit each occupant and interfaces can be shared to other screens with simple swipe gestures. The Airflow concept is the first physical hint at the performance and connectivity capabilities of Stellantis's new STLA EV platform, which will be introduced in a range of sizes across the group's portfolio in the coming years. Vegetable-tanned leather seat upholstery and carpets made from recycled materials embody Chrysler's sustainability ambitions, while touches like the panoramic roof, ambient lighting and craftsperson-like attention to detail in accent points hint at the brand's premium aspirations as it shifts to an all-EV line-up. As a result, many features will be unavailable, including some in-client services. The website is currently undergoing heavy work and an almost completely new redesign. Download Winamp Free for Windows 11, 10, 7, 8/8.1 (64-bit or 32-bit) today! Also Available for Download: Shoutcast DSP v2.4.0 for Winamp 5.9 Winamp Language Packs v1.2 As you all surely know by now, Winamp & SHOUTcast have recently changed ownership (from AOL to Radionomy). Nullsoft Winamp 2023 is a fast, flexible, high-fidelity music player software for PC! The software supports playback of many audio (MP3, OGG, AAC, WAV, MOD, XM, S3M, IT, MIDI, etc) and video types (AVI, ASF, MPEG, NSV), custom appearances called skins (supporting both classic Winamp 1.x/2.x skins and Winamp 3 freeform skins), audio visualization and audio effect plug-ins (including two industry-dominating visualization plug-ins), an advanced media library, Internet radio and TV support, CD ripping, and CD burning. The player also has access to thousands of free songs, videos, and online radio stations from SHOUTcast Radio and AOL Radio with XM. The mp3 tool has thousands of skins and plug-ins that allow you to change the look and feel of the player, as well as add new features. Winamp has always embodied the values of empowerment and a deep passion for music It has an extremely customizable media library and allows you to rip and burn your favorite music CDs. A media player with a heritage, and a vibrant community of 80 million active users worldwide today. The ultimate media player Winamp is a legend. The app supports playback of many audios (MP3, OGG, AAC, WAV, MOD, XM, S3M, IT, MIDI, etc) and video types (AVI, ASF, MPEG, NSV). It also plays streamed video and audio content, both live and recorded, authored worldwide. It supports numerous audio and video formats. Winamp is a free multimedia player made by Nullsoft. The Mendez Brothers then kidnap Louise sometime after Vic protects and saves Phil Collins' concert from the Forelli Family, and he and Lance rush to the rescue. A short time later, Victor discovers that Martinez was only transporting the drugs for the Mendez Brothers, leaving Lance and Vic with no option but to work with the Mendez Brothers, only to be betrayed after doing a few jobs for them. Together they steal Martinez's cocaine, but tensions arise between the brothers after Vic finds out that Lance and Louise used it for themselves. Soon after, Vic's brother, Lance Vance, comes into town to join him on his quest to take over Vice City to get the money required to pay for their brother's asthma medication. After Marty kidnaps Louise, Vic kills him and begins a relationship with her, then shortly after, Victor takes over Marty's Empire. Phil's brother-in-law, Marty Williams, abuses his wife Louise and their baby Mary-Beth. Soon, Vic is dishonorably discharged for the drugs found in his room and bringing a prostitute to the barracks, both of which were intended for Martinez. Army soldier whose sergeant, Jerry Martinez, gets him involved in drug trafficking, which is strictly against Vic's morals. Victor "Vic" Vance, the protagonist, is a U.S. The game focuses around Victor Vance, the brother of Lance Vance, both characters who have previously appeared in Grand Theft Auto: Vice City. Grand Theft Auto: Vice City Stories marks the series return to Vice City, with the game taking place in 1984, roughly two years before the events of Grand Theft Auto: Vice City. The protagonist of Grand Theft Auto: Vice City Stories, Victor Vance. The PS2 port version of the game has a number of improvements over the original PSP version of the game, including enhanced graphics, new activities and a new Easter Egg. It was released on PlayStation 3 via PlayStation Network on April 2, 2013, but has since been made unavailable. The release dates were March 6, 2007, for North America and March 9, 2007, for Europe. On February 7, 2007, Rockstar Games announced plans for a PlayStation 2 release. It had also announced that the game will be released on Novemin Australia. Take-Two Interactive originally announced the title was to be released in North America on Octoand in Europe on October 20, but early in September, there was an announcement stating the game had been delayed for release until October 31 in North America and November 3 in Europe. The game was developed by Rockstar Leeds, and published and released by Rockstar Games. It is the second Grand Theft Auto game to appear on the PSP system (the first being Grand Theft Auto: Liberty City Stories). Originally released as an exclusive game for the PlayStation Portable, it was later released on the PlayStation 2 console because of its success. Grand Theft Auto: Vice City Stories is the sixth and final game (but first chronologically) in the 3D Universe of the Grand Theft Auto series. Your dedication and interest have played a role in making it the most widely played installment in the Grand Theft Auto series to date. We extend our heartfelt gratitude to every individual who has ever engaged with GTA V, whether through playing the game or contributing, no matter how modest or seemingly insignificant, to the GTA Wiki. Meanwhile, GTA Online is in full celebratory swing this week with the GTA V 10th Anniversary Week event, featuring the launch of the Gauntlet Hellfire, along with a slew of substantial discounts and bonuses throughout the week. To commemorate this milestone, GTA Wiki has spruced up its theme for both Dark and Light Theme modes across mobile and desktop platforms for the entire month. What's more, it has generated a staggering global revenue of nearly $8 billion, with a jaw-dropping $1 billion raked in within its first three days of release! This fifteenth installment in the GTA series is the second-best selling video game in history, boasting an impressive 180 million copies sold worldwide. Today marks a decade since the initial launch of Grand Theft Auto V. You can use the display when discussing (and optimizing) the vocal intonation with a singer during a recording session. The red marker indicates the average correction amount over a longer time period.
The Vans Syndicate x Defcon are available now at selected stores including Slam City Skates and also at Vans’ official web store. The project is supposedly run by an all stealth collective that remains secret.Įven you are having access to just great high-grade technology when it comes to footwear, don’t miss your chance on these. One of the most interesting things to know about this collaboration is the fact that Defcon’s origin remains classified. Additional details include Dri-Lex lining, Velcro custom DEFCON tongue patch and Paracord laces. On the other hand, the Vans Sk8-Hi, one of the brand’s most iconic models, features a warrior suede upper. DEFCON and Vans have revived the Sk8-Hi Notchback Pro with a three-strong camo pack. Ballistic mesh panels and a Dri-Lex lining with Black warrior suede are among the highlights. Details about the shoes from DEFCON: FOOTWEAR OVERVIEW: STYLE: SK8-HI NOTCHBACK PRO MATERIALS: PIG SUEDE / CORDURA COLOR: (DEFCON) MULTICAM / BLACK / BLACK MTL : VN0A38CARF0. The first comes with an Olive/Black print colorway and with some additional goods. Militarised collective Defcon are revisiting their celebrated Vans Syndicate colabs of old and have taken to Instagram to tease yet another instalment of their Sk8-Hi Notchbacks. Vans reunites with the stealth collective this spring to resurrect the Vans Sk8-Hi Notchback Pro, engineered with three new Multicam patterns, Arid, Tropic, and Black, specifically designed to reduce the visual and near-Infrared signature of a person in three distinct environments. The Old Skool S and the Sk8-Hi were the selected pieces to materialize the collab. While DEFCON origins remain classified, the projects stamped with their namesake speak volumes. Vans Syndicate, one of the California brand’s high-performance collections, collaborated with Defcon to deliver a set of “Digital Camo” sneakers. Sneaker Reps: Where replicas are allowed. Top 5 famous brands with minimal logo design 1. These brands realized the power of minimalistic designs and have used them to their benefit. Some of the world’s most famous companies have used minimalistic logos for their brands. Easily sets your brand apart from the rest.They deliver an equally powerful punch on smaller mobile screens.They are elegant and attention grabbing.Extremely easy for the customers to remember.The benefits of minimalistic logos are as follows: Minimal logos are simple yet classy and can help in setting any brand apart from the crowd. Minimalism uses this very theory to create the simplest of designs. The brain simplifies even the complex of structures. Minimalism indeed is a golden key which only the best designers possess. A clutter free logo has a deep impact on the user’s mind since it is refreshing and registers quickly. These logos pack a powerful punch right on the face of the customers. Simple and elegant, minimal logos have the power to connect instantly. Companies and brands invest a lot of time and money for a great minimalistic logo. A lot of brainpower is used in making a minimalistic logo. Modern logos are minimalistic and simple. From Ford to Google and from FedEx to McDonald’s all gave their brands the much deserved minimal logos. The best of brands gave their logos a minimalistic makeover. These designs helped the brands set themselves apart from the crowd.Īs we moved into the 21st century, companies began to modernize their logos. The competition gave birth to the first well thought out logo designs. As companies grew, so did competition companies started using brain power into branding. The concept of branding was relatively new and companies did not invest much into marketing their brands. Modern businesses in the 1900’s used logos only to convey the company name. The De Stijl movement is the foundation of modern minimalist aesthetics. The movement embraced the concept of abstract harmonic compositions and geometrics. The De Stijl (Dutch for “The Style”) movement which was headed by painters Theo Van Doesberg and Piet Mondrian along with architect Gerrit Reitveld, saw the rise of minimalistic concepts. The concept of “ma”, which roughly means “the space between two objects”, is greatly applied in Japanese design aesthetics. The Japanese were the first to use intentional minimalism in their creativity. A logo can be retained in the mind of the consumers for a very long time if minimalism is incorporated in a logo design. Our brains simplify complex images and structures to store them in the memory, which is why minimal creations are always a hit. Minimal compositions are extremely catchy and can be found everywhere including paintings, dance, films, theatres, music, photography and of course, LOGOS! Bauhaus culture rejected intricate and lavish compositions for more down-to-earth creations. Influenced by the Bauhaus culture, minimalism is a result of the modernist movement of the 1960s. Minimalism, simply put, is a design approach that uses existing elements, simplicity and maximum use of space. And the solution is… MINIMALISM! Incorporating a minimalist approach into your logo will not only make your brand look sophisticated but also put you way ahead of your competitors. However, there is one quick solution which will save you time, competition and give your brand a contemporary look. Deciding the kind of logo you want for your business can be tricky and difficult. I'm sure there are Disney movies that pair those two together." Clawhauser responded, as you swung your tail back behind you. "Come on! You guys would be the perfect couple, a cat and a fox. We're just so nervous to ask eachother out already." You commented, sighing as you watched as Clawhauser's eyes jump back into their sockets with a small amount of disappointment located on his face. "Someone's in a good mood today! Please tell me you and Nick got together, right?" Clawhauser questioned, putting his arms on the table, resting his head on his paw.Ī sudden rush of a blush rose to your cheeks "Not yet I'm afraid. You headed into the Police Station, immediately greeted by Benjamin Clawhauser, in his usual position eating donuts "Hey Clawhauser!" You exclaimed, putting your paw near his desk. It had to take someone determined to put you two together. You couldn't deny you had a huge thing for eachother, but although as Nick being the most flirtful, he was also the most nervous around animals that he likes. Well, actually crossing the border of being friendly and into flirty. Judy always treated you sweetly, along with Nick. You were known as the very first 'Cat Lieutenant', along with other new recruits Nick Wilde and Judy Hopps. Before he left the office, Chief Bogo poured him a drink and told him he’d have done the same thing to protect her.A few months ago, you were hired as a official cop. He breaks both the guy’s legs and gets suspended for a month. * The first time Nick uses his new combat/martial arts training is after a criminal hits Judy into a wall. * Nick plays good cop in their “good cop, bad cop” routine. * There aren’t any fraternization laws in the police department, but Chief Bogo insists that if he ever catches them making out in their police car while on duty, they’ll both get meter maid duty for six months. * Clawhauser shipped Nick and Judy the second he saw them together and needled Nick to ask her out constantly. Nick will also correct them if he’s in the vicinity that, “Hey. * If anyone calls Judy “Carrots” other than Nick, it drives her crazy. He falls off the chair at her desk when she casually asks him to rent a place with her after her lease is up. * Nick’s apartment is even shittier than Judy’s and he stays at her place most of the time. She spends the night wrapped in his arms. He reminds her that it happens to everyone and she’s no exception and that the pain will heal over time. * The first time Nick kisses Judy is after she finds a missing animal too little too late and comes home broken up that she couldn’t save them in time. * They allow each other one “stupid question” per month about rabbits and foxes, since this is the first time either of them have spent extended amounts of time with another species. * Nick’s mother pretty much loved Judy at first sight and could tell she turned Nick back into the boy she knew and loved all along. Nick told her it was for her own personal growth and endured many awkward looks and conversations because he loves her. She just knew they would overreact and possibly hurt his feelings. * It took over a year for Judy to bring Nick home to her parents. * Nick is a super cuddler because he’s been alone for most of his life and Judy is the perfect size to spoon. * Judy loves playing with Nick’s tail because hers is so short. A couple months after they’re close friends, they’re lying in a hammock together and his tail is in her lap and she’s playing with it while he naps and he purrs in his sleep. Nick insists that they don’t, but she doesn’t believe him. * Judy is obsessed with figuring out if foxes purr. That being said, they are adorable babies and I have so many thoughts about Zootopia that I need to express them in list form. YOU MADE ME SHIP A RABBIT AND A FOX AND I HATE YOU FOR IT. |
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